Car Insurance

IBNA's Secure Car Insurance policy includes exclusive features which are not otherwise available to make this product excellent protection at a competitive premium.

IBNA Secure Car Policy Features Summary:

• Choice of Agreed or Market Value coverage under a Comprehensive policy for your vehicle if it is stolen or accidentally damaged
• Legal liability for property damage, and bodily injury not covered under any statutory accident compensation scheme up to $20 million
• Choice of repairer ... to safeguard the quality of repairs to your car
•  Lifetime guarantee for repairs workmanship
•  No Fault Claim benefit - premium is not prejudiced if you are less than 50% to blame in an accident ... other policies require No blame to qualify for this benefit
•  No Fault Excess benefit - excess is not payable if you are less than 50% to blame in an accident* ... other policies require No blame to qualify for this benefit
•  Rental car costs following theft of your vehicle up to 14 days duration included
•  Rental car cover option while your vehicle is being repaired due to an insured accident
•  Finance gap cover - pays 75% of the difference between a total loss claim payout and any finance contract outstanding payment liability above the claim payout - often costs over $500
• New replacement vehicle provided if your vehicle is written off in the first 3 years of first registration
• Loan vehicle cover while yours is being serviced or repaired up to $2,000
• Streamlined claims procedures to get you back on the road as soon as possible
• Protected No Claim Bonus Option - ensures your premium is not penalised for an at fault accident