Income Replacement Insurance

Protecting you from the unexpected risk of Injury or Sickness!

Insuring your house. furniture and car is almost second nature in our society, yet all too often people neglect to insure  their ability to produce an income which underpins their whole lifestyle.

And of course, if you run your own business and you are the main income producer the business itself could be at risk without adequate insurance coverage.

Cover is available up to age 65 against your disablement from injury or sickness protecting 75% of your income at a premium cost of around 1% of your income depending upon the underwriting risk assessment of your occupation and other factors. Generally your premium for this insurance is tax deductible and claim benefits are assessable income ... irrespective of whether you are employed or are self-employed.

Talk to our Life Broker Representative to advise you about the most suitable policy for your circumstances.