Business Package Insurance

IBNA's GOLD BUSINESS PACKAGE INSURANCE ... Protecting your business assets and liabilities

The IBNA Gold Business Package Insurance policy is arguably the best coverage of its type available at a very competitive premium cost.

The Insurance Brokers Network of Australia (IBNA) marketing group has developed a superior policy exclusively for the clients of its member brokers, which combines the best features of other policies in the market with over 200 cover enhancements for excellent value protection.   

As a member of the IBNA marketing group, we can provide you access to this quality product which includes such features automatically or options as:

• Accidental misfortune of any description not specifically excluded is covered so it provides a broad safety net cover and is not limited to a list of specified events cover like most policies
• Replacement cost as new coverage - including natural disaster cover increase up to 20% of building cover in the event of cyclone, bush fire, earthquake, severe storm etc.
• Business Interruption cover option - to ensure your cash flow continues when your business can't due to a major disruption
• Claims preparation costs up to $25,000 to engage your own claims expert
•  Flood coverage available
• Transit cover up to $50,000 for property on your vehicle against collision or overturning
•  Taxation audit costs coverage up to $10,000 automatically included
•  Legal liability for bodily injury or property damage anywhere in the world to your selected sum insured and including property in your control cover up to $100,000  
•  Employee dishonesty up to $5,000
• Illegal use of corporate transaction card up to $5,000 
• Money coverage - seasonal or festive cover increased to 50% additional cover
• Storm damage to walls, gates and fences included up to $25,000 ... not usually covered
•  Special Risks coverage option - unspecified items cover up to $2,000 per item for property away from the premises
•  Theft without forcible entry coverage option at the premises up to $5,000 limit