Property Owners Insurance

Padlock Property Owners Insurance … a new special package to include all your possible risk exposures as a commercial landlord in one combined policy.

Padlock 8 policy sections available in brief:

  • Material or equipment damage to commercial property – accidental damage has no sub-limit
  • Loss of income insurance cover for commercial landlords – covering tenant rent and all income
  • Theft, money, rent default – theft has no sub-limit, blanket coverage on money to $50K, our cover for rent default on commercial property is unique
  • Glass damage repair
  • Tax audit – up to $5,000
  • OHS& Legal costs – up to $100,000
  • Commercial liability insurance cover – tailored to the commercial property owner
  • Machinery/Electrical equipment breakdown.

Key Features

  • Comprehensive cover
  • High insurance claim sub-limits, low deductibles
  • Sums insured $200K to $200M
  • Unique covers – commercial property environmental upgrade, rent default option

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