Car, Caravan, Trailer Insurance

IBNA’s Secure Car Insurance policy includes exclusive features which are not otherwise available to make this product excellent protection at a competitive premium.

IBNA Secure Car Policy Features Summary:

  • Choice of Agreed or Market Value coverage under a Comprehensive policy for your vehicle if it is stolen or accidentally damaged
  • Legal liability for property damage, and bodily injury not covered under any statutory accident compensation scheme up to $20 million
  • Choice of repairer … to safeguard the quality of repairs to your car
  • Lifetime guarantee for repairs workmanship
  • No Fault Claim benefit – premium is not prejudiced if you are less than 50% to blame in an accident … other policies require No blame to qualify for this benefit
  • No Fault Excess benefit – excess is not payable if you are less than 50% to blame in an accident* … other policies require No blame to qualify for this benefit
  • Rental car costs following theft of your vehicle up to 14 days duration included
  • Rental car cover option while your vehicle is being repaired due to an insured accident
  • Finance gap cover – pays 75% of the difference between a total loss claim payout and any finance contract outstanding payment liability above the claim payout – often costs over $500
  • New replacement vehicle provided if your vehicle is written off in the first 3 years of first registration
  • Loan vehicle cover while yours is being serviced or repaired up to $2,000
  • Streamlined claims procedures to get you back on the road as soon as possible
  • Protected No Claim Bonus Option – ensures your premium is not penalised for an at fault accident

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